Money can be a sensitive topic for many, but as we head into the new year, now is the perfect time to check in on your money mindset. Did you know that the desire to have more money and to eliminate debt, both rated in the top ten list of resolutions people aspire for each and every new year? Unfortunately, despite all good intentions, most people fail due to their limiting beliefs around money. If you find yourself constantly worrying about your financial situation, and you don’t know how to make a shift from being broke to an abundant lifestyle, then today’s episode is for you. Whatever it is that is causing you to have an unhealthy attitude towards money, we reveal how you can shift those limiting behaviours to create a healthier money mindset. Whether you want to generate more wealth in order for you to live a life of abundance or to serve your mission to improve the life of others, this episode is dedicated to helping you achieve your financial goals in 2023.


Dr Marisa Lee Naismith is excited to announce the release of her new book “Singing Contemporary Commercial Music Styles: A Pedagogical Framework” published by Compton Publications UK. Marisa offers this book as a starting point and as CCM markets continue to evolve, she encourages that we, as a voice community, continue to evolve, debate and communally add to this framework.



Visit the A Voice and Beyond Youtube channel to watch back the video replay of this guest interview or to see my welcome video.

Episode Transcription

Dr Marisa Lee Naismith  00:00

Hi. It’s Marissa Lee here. And I’m so excited to be sharing today solo round episode with you. Whether you’re a member of the voice community, or beyond your voice is your unique gift. And my mission, which has been inspired by my own personal and professional journey is to empower you to share your gift with others. Now is the time for you to discover your voice in life, develop a positive mindset, and become the best and most authentic version of yourself to create greater impact. Ultimately, you can take charge, and you can become the director of your own life. It’s time for you to live your best life. It’s time now, for a voice and beyond. So, without further ado, let’s go to today’s episode. Despite the best of intentions, once the glow of a fresh new year wears off, many, many people struggle to make good on their goals. In fact, some people don’t even get started at all. They don’t even try. Unfortunately, and this is according to the research, only 46% of people who make New Year’s resolutions are successful. That means that over half of the people who set a goal for the new year will fail. Wow, how staggering is that, and I don’t want that to be you. I don’t want you to end up in the camp with all those people who fall into that trap and who fail to achieve their money aspirations and dreams for the new year. So this episode is dedicated to helping you come through with your financial goals. However, I do want to start with a disclaimer though, that some of this information may be uncomfortable for you. But no matter what I need you to be honest here, we are going to check in with your attitude towards money. So you do need to take a good hard look at yourself.

Dr Marisa Lee Naismith  02:47

Do you have a poverty mindset? You may think this is a really strange question to ask. Are you one of those people who say I really don’t care about money. But in actual fact, all you do is stress about the fact that you don’t ever seem to have any money ever. Is this you? Are you constantly broke? And are you losing sleep over it? Take a look at yourself. What value do you place on your self worth? Do you believe that you are not worthy of having any money in your life. And maybe this is not your fault. So many of us have to rewire our relationship with money because we’ve grown up in a family where there was just enough, only just enough to get by. So the language around money is that we only just have to have enough. That is terrible. That is a negative narrative that we grew up with and it can stay with us forever and can absolutely ruin your relationship with money. Look, this kind of poverty mindset is not going to serve you and remember what you say will manifest in the future. You’ve heard me say this before. Manifestation is a real thing. If you have a terrible money mindset and you believe you are not worthy of an abundant life, money will not find its way to you. If you have a bad attitude around money, it is not going to come into your life. You must believe that there is plenty of money for everybody. You can change your mindset around your self worth and money will flow into your life.

Dr Marisa Lee Naismith  05:03

Could it be that you are someone that wastes money and wonders why you’re always broke a couple of questions here for you. Can you tell me how much money you spend every week? Do you even know how much money you spent today? Do you know how much money you need to keep your head above water every week? If you don’t, then this is a form of disrespecting money. And if you disrespect money, I hate to tell you, it will disrespect you. Money is going to avoid you like the plague. So we’re going to look at how you treat money. And here’s a simple test for you. I want you to take out your wallet and look inside and tell me honestly, is it a hot mess? Is your money thrown in there? Do you know how much money you have? Or is your money all scrunched up in your wallet or worse still thrown around in your handbag or in your car? That is so disrespectful. So don’t tell me you don’t disrespect money. I can tell by looking in someone’s wallet if they have a lousy attitude towards money. This also tells me if money flows easily to them. take this a step further. If you waste Money, and your house is cluttered with all these unwanted goods, this stuff everywhere, and you can never find anything because everything is just thrown into the back of cupboards. How can the mothership of money find its way to you amidst all that clutter, I can assure you that money is not going to find its way to your home and it cannot sail into your Harbour. Don’t just think about it. Go and clean out those cupboards and allow the mothership of money to come to you let it birth that you’re harbour and let that abundance flourish in your home. Show money the respect it deserves. And it will respect you in return.

Dr Marisa Lee Naismith  07:34

Another reason money may not be coming your way. Oh my gosh. And this is an all time crowd pleaser. Are you ready for this one. I don’t need money. I just want to be able to give to others. I actually know people who say this and you know who you are. They say it in a way that they feel as though you have to be in bed with the devil if you have money or if you’re financially secure. What a load of rubbish, please. That’s all well and good to have such a well intentioned and such a noble view on money. But you may be shocked to hear this, you can’t give away something that you don’t have. You have to have the very thing you want to give away. And that includes money. If you don’t earn the money, you can’t give to those you feel are in need. And you can’t help those you want to help including family and loved ones. You can’t reach out to others if you don’t have the means to reach them. And you need money to scale your impact. If you don’t earn the money, you can’t serve your mission on a deeper level. Look, I understand that money may be a sensitive topic, and some people don’t like talking about it. That was the case when I was growing up. In my household. We were taught not to talk about money, politics and religion as my parents believed these were the very three things that started wars, and they weren’t completely wrong, but you can make money for the good of the world. And you can make a lot of money too without having to backstab to lie to cheat, to steal or do something unscrupulous or take away from others. You can be ethical and have good morals if you have money.

Dr Marisa Lee Naismith  09:55

We have to all believe that there is enough money in the universe for all of us to enjoy. There are enough financial resources for all of us to live the life of our dreams. When you are in that poverty mindset, you can’t see it for looking at it. You wouldn’t know it if it hits you over their head like a sledge hammer. You don’t even recognise opportunities to generate money even when they’re staring at you straight in the face. The truth is that you can experience better, you can live better, and you can experience something extraordinary in your life. Don’t wait the time to make changes right now. If you have an unhealthy relationship with money, now is the time to make those changes. Create a healthier mindset around money. Stop putting off your dreams, it is time to stop taking action. Stop waiting and make change. Start living your life. Don’t quit. Don’t delay and don’t get distracted. Stay true to all those things that you want in life. Set the intention and achieve the goal. It’s time now to protect your dreams. You can achieve anything. It’s time now to shift your money mindset. You are worth the effort. Always have been and always will be. Thank you so much for listening to this episode of a voice and beyond. I hope you enjoyed it as now is an important time for you to invest in your own self care, personal growth and education. Use every day as an opportunity to learn and to grow so you can show up feeling empowered and ready to live your best life. If you know someone who will also be inspired by this episode, please be sure to copy and paste the link and share it with them. Or share it on social media and use the hashtag a voice and beyond. I promise you I am committed to bringing you more inspiration and conversations just like this one every week. And if you would like to help me please rate and review this podcast and cheer me on by clicking the subscribe button on Apple podcast right now. I would also love to know what it is that you most enjoyed about this episode and what was your biggest takeaway? Please take care and I look forward to your company next time on the next episode of a voice and beyond.

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